Introduction
Capital is power, and the nature of this power is access to resources. In today’s world, the main differentiation between a wealthy and a poor individual lies in time. Wealthier persons not only have a wider variety of choices at their table, but also the choice to wait with their choice until better opportunities offer themselves. “Beggars can’t be choosers” it is said, and poorer individuals often must make sub-optimal choices in order to reach their objectives – which often are concerned with their survival, dignity and safety. Wealthy individuals could wait for months, yes sometimes even years, before they have to make economic choices which would affect their lives in the same manner. Some individuals are so wealthy that they never in a thousand life-times would have to worry about becoming homeless .